Hi, I’m Legend, and Pennies Earned was inspired by my daughter, Penelope.

Becoming a father changed everything for me. When Penelope was born, I realized I needed to take my finances seriously—not just for myself, but for my family’s future. She gave me the motivation to think beyond the present and start building a foundation that would allow me to be the best husband and father I could be.

Like many people, I made financial mistakes in the past. I spent recklessly, ignored good advice, and didn’t always plan ahead. But fatherhood gave me a new perspective. I wanted to give my daughter the opportunities I never had, and nothing makes me happier than seeing her smile and laugh. That joy became my “why” for learning how to save, invest, and build wealth with discipline.

Over the years, I’ve learned powerful lessons about money—how to budget, how to pay yourself first, how to use tools like 401(k)s, and how to let compound interest work in your favor. My passion now is sharing those lessons with others so you can avoid the mistakes I made and start building your own financial confidence.

What You’ll Find on Pennies Earned

•  Personal stories about my financial journey—the wins and the setbacks

•  Practical money tips you can apply right away

•  Simple strategies for saving, budgeting, and investing for the future

And here’s the best part: everything I share is completely free. No paywalls, no subscriptions—just honest advice and real experiences to help you take control of your money.

My hope is that Pennies Earned inspires you to start your own journey toward financial freedom, one step—and one penny—at a time.